Florida’s average annual premium rate is $1,476, 5.4 percent less than the national average of $1,561. Still, auto insurance fraud does affect rates in Florida and Jacksonville.
The highest rates in the nation are in Michigan at $2,541, followed by Louisiana at $2,453 and Oklahoma at $2,197. The lowest average annual premium in the nation is Vermont at $995, followed by South Carolina at $1,095 and Maine at $1,126.
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